Integrate all areas of your personal finances and align them to your life’s goals
BUSINESS OWNERS – EXECUTIVES – PROFESSIONALS
As a business owner you have unique financial planning needs that require specialized expertise:
Are you taking advantage of tax minimization strategies?
Do you have a tax strategy designed to improve your longterm financial situation? We will incorporate tax efficient strategies into your overall plan – based on your current income structure, eligible tax credits, capital gains timing and available investment planning options.
How does your business or practice fit into your retirement plan?
We will review your investment portfolio to ensure it has the right blend of assets most likely to achieve your objectives. With state-of-the art tools to assess your time horizon, performance expectations and risk tolerance, we will project your requirements and determine any gaps.
Almost everyone goes through a stage in their lives when they use debt to help meet their needs. One of those needs may be to help reduce taxes. How does borrowing affect your taxes? We can discuss the potential impacts to your financial well-being.
Are you comfortable that your interests, your family and your business are protected?
It makes good business sense to protect your greatest assets – your business assets, your employees, a key business partner, your family, yourself and your ability to generate an income. We will complete a thorough needs analysis and build a plan that minimizes your exposure to business and personal risk, puts protection in place to strengthen your business or practice if you cannot be there, and helps everyone to benefit when it’s time for you to pass the torch.
Even if you are years away from slowing down, do you have a succession plan that works for you and your stakeholders?
No matter when you plan to wind down your involvement in your business or practice, it’s smart to think about what your income will be once you move on. The decisions you make now could have lasting impacts. For example, should you take salary or dividends? What about group RRSPs or IPPs? We’ll carefully review the options with you and recommend strategies to secure your retirement lifestyle.
Group plans – group insurance, group RRSP, and group TFSA – are good for a company and its employees. Your business is more appealing with a versatile benefits package that helps attract and retain good people. Our group benefit plans come with a complete range of plan services designed to assist you every step of the way.
Are you taking advantage of tax minimization strategies?
How does your business or practice fit into your retirement plan?
Are you comfortable that your interests, your family and your business are protected?
Even if you are years away from slowing down, do you have a succession plan that works for you and your stakeholders?
Do you have a tax strategy designed to improve your longterm financial situation? We will incorporate tax efficient strategies into your overall plan – based on your current income structure, eligible tax credits, capital gains timing and available investment planning options.
We will review your investment portfolio to ensure it has the right blend of assets most likely to achieve your objectives. With state-of-the art tools to assess your time horizon, performance expectations and risk tolerance, we will project your requirements and determine any gaps.
Almost everyone goes through a stage in their lives when they use debt to help meet their needs. One of those needs may be to help reduce taxes. How does borrowing affect your taxes? We can discuss the potential impacts to your financial well-being.
It makes good business sense to protect your greatest assets – your business assets, your employees, a key business partner, your family, yourself and your ability to generate an income. We will complete a thorough needs analysis and build a plan that minimizes your exposure to business and personal risk, puts protection in place to strengthen your business or practice if you cannot be there, and helps everyone to benefit when it’s time for you to pass the torch.
No matter when you plan to wind down your involvement in your business or practice, it’s smart to think about what your income will be once you move on. The decisions you make now could have lasting impacts. For example, should you take salary or dividends? What about group RRSPs or IPPs? We’ll carefully review the options with you and recommend strategies to secure your retirement lifestyle.
Group plans – group insurance, group RRSP, and group TFSA – are good for a company and its employees. Your business is more appealing with a versatile benefits package that helps attract and retain good people. Our group benefit plans come with a complete range of plan services designed to assist you every step of the way.
Diego Espinosa CPA, CMA
Senior Consultant
Building a financial fortress around you and your family
You are an executive, a business owner. You focus your effort and time on growing your business and taking care of your family. You carefully select the activities for the day to ensure your time is wisely spent. You want to dedicate more time to your finances but there are only 24 hours in a day. It is challenging to keep up with financial markets, regulations and tax advantages. You want someone to take care of your finances with the same level of care.
